About Us

sNathan Bogan

Nathaniel Bogan

NMLS# 254452
BRE# 01913573

 

Welcome to Freedom Legacy Lending, your trusted partner in the mortgage industry. With over 15 years of experience, we have established ourselves as a leading mortgage lender and broker, dedicated to helping individuals and businesses achieve their financial goals through a wide range of loan options.

At Freedom Legacy Lending, we understand that purchasing a home or refinancing an existing mortgage can be a significant decision in your life. That's why our team of experienced professionals is committed to providing personalized solutions tailored to your specific needs. We take the time to understand your financial situation, goals, and preferences, ensuring that you receive the best possible mortgage options.

Our comprehensive portfolio of loan programs covers various financial requirements. Whether you are a first-time homebuyer, an experienced real estate investor, or a business owner seeking funding, we have you covered. Our services include:

  1. Purchase Loans: We assist you in securing financing for your dream home, guiding you through the entire process, from pre-qualification to closing. Our vast network of lenders enables us to find the most competitive rates and terms that suit your unique circumstances.
  2. Refinance Loans: If you're looking to lower your monthly payments, shorten your loan term, or tap into your home's equity, our refinance solutions can help you achieve those goals. We evaluate your current mortgage and financial situation to find the ideal refinancing option.
  3. DSCR Loans: For real estate investors and property owners, our Debt Service Coverage Ratio (DSCR) loans provide a financing solution based on the property's income potential. We analyze the rental income and expenses to determine the viability of the investment and secure financing accordingly.
  4. Bridge Loans: When you require temporary financing to bridge the gap between the purchase of a new property and the sale of an existing one, our bridge loans offer short-term funding options. This allows you to secure your new property without the stress of timing the sale of your current one.
  5. Fix and Flip Loans: Real estate investors looking to renovate and sell properties quickly can benefit from our fix and flip loans. We provide fast and flexible funding options to help you acquire, renovate, and sell properties for a profit.
  6. Construction Loans: If you're planning to build your dream home or undertake a construction project, our construction loans provide the necessary funds to make it a reality. We work closely with builders, contractors, and architects to ensure a smooth and successful financing process.
  7. Hard Money Loans: For borrowers who may not meet the traditional lending criteria, our hard money loans offer alternative financing solutions. We consider the value of the property as collateral, allowing us to provide fast and flexible funding options, even with less-than-perfect credit.

At Freedom Legacy Lending, we pride ourselves on our commitment to transparency, integrity, and exceptional customer service. Our team is dedicated to guiding you through every step of the mortgage process, answering your questions, and ensuring you feel confident and informed throughout your journey.

Contact us today to experience the expertise and personalized service that sets Freedom Legacy Lending apart. Let us help you find the perfect loan solution that aligns with your financial goals and aspirations.