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Merry Christmas and Happy New Year

All of us at Freedom Legacy Lending would like to wish you a Merry Christmas and a Happy New Year! We hope that 2021 is a year full of happiness, health and prosperity for you and your loved ones. All the Best, Freedom Legacy Lending

December 23rd, 2020 | Refinancing a Home, Credit, Home Equity, Merry Christmas and Happy New Year

How to look for a contractor

A home construction or renovation disaster can easily happen if you hire the wrong contractor. We’ve all heard the horror stories about contractors who don’t show up to the job site, spring unfair fees on you at the last minute or can’t seem to finish the project anywhere near the deadline. To keep yourself safe from these types of situations, it’s important to follow certain guidelines when hiring a contractor. Keep reading for tips and best practices for hiring a contractor. Make use of your state’s consumer protection agency and the Better Business Bureau ...

January 2nd, 2020 How to look for a contractor

NONI – Non Owner No Income

NONI – Non Owner No Income   Program Highlights No Pricing Adjustments for cash-out, units, IO, or condo Qualify your DSCR off of the Note rate! If Interest Only, ITIA is used! No Income/No Reserves/No Employment on 1003 Gift Funds Allowed 3 Credit Tiers 680+ / 640-679 / & 620-639 $3,500,000 Max Loan Amount $2,000,000 Max Cash Out 80% Max LTV 620 Minimum Credit Score Qualification DSCR ≥ 1.0 Financed Properties No Limit on Number of Financed Properties 3 Year Seasoning ...

December 5th, 2019 NONI – Non Owner No Income

Home Sale Remain Strong

More evidence is mounting that U.S. home sales are rebounding in the second half of 2019, according to an October report from real estate brokerage Re/Max. The company’s national housing report, based on Multiple Listing Service data across all residential property types in 54 metropolitan areas, found that October 2019 sales finished 3.9% higher than the the same month last year. This year’s median sales price of $254,800 set an October record for the Re/Max report, while the 8.4% year-over-year increase in median price was the highest for the month of October since 2013. &l...

November 22nd, 2019 Home Sale Remain Strong

Buying a home that needs repairs

Should I Buy a Home That Needs Repairs?   If you’ve found your dream home − in the area you want, with a big kitchen, three bedrooms and more. Is it worth it to buy if the home needs a little TLC? The answer differs depending on the type of repairs, the neighborhood and more. Keep reading to find out if putting an offer on a home that needs repairs is the right move for you. Are the repairs just cosmetic? Don’t get confused between a fixer-upper and a house that just needs some minor, mainly cosmetic, repairs. A fixer-upper usually has a very cheap purchase p...

November 21st, 2019 Buying a home that needs repairs

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